Is Your Home Loan Still Competitive? It Might Need an Urgent Health Check Falling property prices are creating opportunities for buyers. But there is another side to the current market that existing homeowners should not ignore: Banks still want your…
First Home Buyers: The 5% Deposit Scheme Has Changed – Here’s What You Need to Know For many Australians trying to buy their first home, the biggest hurdle has not always been the monthly repayment, It has been getting the…
RBA Rate Rises Back on the Table? Here’s What Borrowers Need to Know Just when borrowers thought the interest-rate picture might finally be settling down, the outlook has shifted again. At its 11 August meeting, the Reserve Bank left the…
ATO Debt Getting Bigger? It Might Be Time to Look at Your Options ATO debt has become a serious issue for Australian businesses. The ATO recently confirmed that collectable tax debt has climbed above $50 billion, while calls to the…
Mortgage Fraud Investigation: Why Who You Trust With Your Loan Matters You may have seen the recent ABC News headline around so-called “liar loans” and mortgage fraud across Australia’s banking sector. The investigation, known as Operation Claw, was led by…
Understanding the New Carry-Forward Tax Rules for Property Investors! July has been marked by big changes to property taxation, here is what you need to know! The Federal Government has announced changes to the tax treatment of negatively geared residential…
What’s Happening? The 2026-27 Federal Budget has created plenty of headlines about property investment and the future of negative gearing. But is negative gearing actually gone? No, it is changing, but there are still significant opportunities for property buyers and…
The Crisafulli government has announced major stamp duty reforms, offering much-needed financial relief for those looking to enter the housing market. This initiative aims to increase homeownership rates while boosting new home construction across the state. What’s Changing for First…
Refinancing your home loan can be a game-changer for your financial health, helping you save money on interest, lower monthly repayments, or even shorten your loan term. But how can you be sure refinancing will deliver the savings you expect?…
With the Reserve Bank of Australia (RBA) reducing the cash rate in 2025, many homeowners are wondering: Should I refinance my home loan? Lower interest rates can mean cheaper mortgage repayments, but refinancing isn’t always the right choice. Understanding the…
